> ## Documentation Index
> Fetch the complete documentation index at: https://fermata-preview.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Fermata

> A quick welcome to the Fermata platform.

<img className="w-full rounded-md" src="https://mintcdn.com/fermata-preview/WmAtly2ycx28MU07/images/jurassic-park.gif?s=6395a5f3700b17fb45a6eb07041db798" alt="Jurassic Park" width="480" height="256" data-path="images/jurassic-park.gif" />

Fermata is a configurable payments API that helps you easily bill, capture payment, payout, manage user access, issue payment cards, and generate financial reports.

At a high-level, your app should send platform events to Fermata and we'll send back whether or not a given user can continue using your platform. Fermata handles payment capture, balance monitoring, and logic for determining whether or not a user is in good standing — or needs to be cut off from access.

For example:

* nonpayment
* out of tokens
* beyond credit limits
* downgraded their subscription

<Frame caption="Fermata handles your app's financial back-office">
  <img src="https://mintcdn.com/fermata-preview/WmAtly2ycx28MU07/images/architecture.png?fit=max&auto=format&n=WmAtly2ycx28MU07&q=85&s=00e55e2c37c2a4d40bd6c3bda0494e0f" alt="Architecture" width="2426" height="922" data-path="images/architecture.png" />
</Frame>