Fermata is a configurable payments API that helps you easily bill, capture payment, payout, manage user access, issue payment cards, and generate financial reports.

At a high-level, your app should send platform events to Fermata and we’ll send back whether or not a given user can continue using your platform. Fermata handles payment capture, balance monitoring, and logic for determining whether or not a user is in good standing — or needs to be cut off from access.

For example:

  • nonpayment
  • out of tokens
  • beyond credit limits
  • downgraded their subscription

Fermata handles your app's financial back-office

Basics & Definitions